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Business Start-Up

The following portals offer information on a variety of topics in which aspiring business owners will want to look into when planning to start a business.

Business Name
Missouri Secretary of State           
 If you think you have a great name for your business and don't want anyone else taking it, be sure to reserve it online at the Missouri Secretary of State website.

Business Plan
SCORE
 This template gallery has a variety of templates for business plans both for established businesses and start-ups.

bPlans
 Along with a step-by-step plan for writing a business plan, this website has over 500 examples of business plans from nearly every industry.

Financing
Loans
SBA
 The SBA offers guaranteed loans provided through local banks. For a list of local banks click here or talk to your local bank.

SCORE
 About half way down the SCORE template's page there is a document that outlines what banks are generally looking for when a small business is looking for a loan.

All Business
 This article runs through what lenders look for in a business or business plan before granting a loan.

MicroLoans
SBA As with the guaranteed loans through the SBA, the MicroLoan program is provided through a local company. Unfortunately, the only company on this link that is working with Northeast Missouri at the time is RMI. However, if you're looking for under $35,000, this may be worth checking into.

Financial Calculators
BizStats
 This site offers free online calculators for a variety of business ratios, including quick ratio, cash turnover, and cost of sales.

SCORE
 About three quarters of the way down the template page, SCORE offers a downloadable Excel document that will help you determine how much and how long it takes for your business to break even.

Small Business Grants
MREIC
 Check out the Grants portion of our website for more information on grants currently being offered to small businesses.

Business Location - zoning, permits, and licenses
Local Resources
 Check out your county under this link to find the local resources you need to get any information on zoning, permits, and licenses.

Missouri Business
 The single point of entry for business registration, filings, licenses, and permits for doing business in the State of Missouri.

Business Legal Structure
SBA
 The page offers the pros and cons on the different legal structures business are able to choose from.

IRS
 The IRS offers information on the needed forms to fill out when choosing your business legal structure.

Taxes
IRS
 Includes a variety of information that businesses, especially small businesses, need to know when opening their doors. This includes information on the Federal Employee Identification Number.

MO Department of Revenue
 In order to sell merchandise you will need to click on the link and fill out Form #2643 to obtain your State Tax Identification Number.

Business Insurance
DIFP
 The Department of Insurance, Financial Institutions, & Professional Registration offers help on with insurance regulations, links to insurance providers, and workers compensation.

Missouri Labor
 Offers information and forms for unemployment insurance.

In addition to the previous portals, the MREIC provides a basic Business Start-up handout which can be found online, by clicking here, or by stopping by our office.

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